Share Savings


LVECU offers many options to save for whatever life has in store. From Regular Shares to Vacation Shares, we’ve got you covered. When you join LVECU, you must open a Regular Share with a $5.00 minimum deposit to establish your membership and give you access to all the great products, services and members benefits that we have to offer.

Regular Shares

  • $5.00 minimum deposit

  • No monthly service fees

  • Dividends paid monthly

  • Great for overdraft protection


Holiday Shares

  • No minimum balance

  • No monthly service fees

  • Dividends paid monthly

  • Account balance can be transferred to your checking when you’re ready to start shopping


Vacation Shares

  • No minimum balance

  • No monthly service fees

  • Dividend paid monthly

  • A great way to save for your next adventure


Alternate, Statement and Super Saver Shares

  • No minimum balance

  • No monthly service fees

  • Dividends paid monthly

  • Save for taxes, education or that next big purchase


Share Certificates

When you invest in credit union Share Certificates, you get more than a guaranteed high yield. Unlike other financial institutions, credit union earnings are returned to our members in the form of lower interest loans, convenient free services and new products. It makes sense to invest at your Credit Union.

Share Certificates require a $500.00 minimum balance. You must maintain a minimum average daily balance of $500.00 to obtain the disclosed annual percentage yield for your share certificate.

Lehigh Valley Educators Credit Union offers 3, 6, 12, 24, 36 and 60 month Share Certificates and IRA Share Certificates. 


IRAs

It’s never too soon to start saving for your retirement. LVECU offers a Traditional IRA, Roth Contributory IRA and Roth Conversion IRA. Depending on which IRA you chose, you can enjoy tax-free or tax-deferred growth on your retirement savings*.

Want to get started on your retirement plan with an IRA? To open an account, stop in or call to make an appointment at one of our offices. 

*IRS rules and regulations apply to eligibility. Ask your tax advisor for possible tax benefits. IRAs are insured separately by the NCUA up to $250,000. 
APY = Annual Percentage Yield. The payment of dividends is based on the available current and undivided earnings of LVECU. A withdrawal will reduce earnings. Regulations prohibit dividends in excess of available earnings.


Money Market

Money Market Shares allow you to earn higher dividends without losing accessibility to your funds. There are no fees and no minimum to open a Money Market, and you start earning dividends when you reach and maintain a balance of $2,500.