Home Loans


Home Equity

Would you like to finally put that addition on your home, replace those old drafty windows, consolidate debt or take a well-deserved vacation? Then talk to a member service representative at LVECU and see if you can put your home’s equity to work for you. Whether you’re looking for a fixed Home Equity Loan or a Home Equity line of Credit, we’re here to help.

  • Great low rates

  • Flexible terms to meet your needs

  • Low $50 government recording fee***

  • Borrow up to 85% of your home’s value****

  • Terms up to 240 months

  • Use your home’s equity to maximize your borrowing power


Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) allows you to use the equity in your home a little at a time.

  • Great low rates

  • Low $50 government recording fee*

  • Borrow up to 85% of your home’s value**

  • Use your home’s equity to maximize your borrowing power


All Home Loans require an appointment to apply, call today!


***Fees & Charges: There is a $50.00 government recording fee due at the time of application. An appraisal will be required at time of application at borrower's expense. We will give you an itemization of the fees you will be required to pay at the time of application.
Property Insurance: You must carry insurance on the property that secures your home equity loan. 
Tax Deductible: You should consult a tax advisor regarding the deductibility of interest and charges for the loan.
****Loan Limits: The minimum to borrow is $5,000 and there is no maximum. The amount you borrow depends on the equity in your home. The credit union may lend up to 85% of the value of your home, minus any existing liens. An appraisal may be required at time of application at borrower’s expense and will be required if combined property liens exceed $50,000. Terms are available for up to 240 months. If you apply for a home equity loan, we will need proof of your income, debts and home owner’s insurance. Loans are limited to 1 to 4 family, owner occupied, residential properties. Loans are limited to real estate located in the following counties: Berks, Bucks, Carbon, Lehigh, Montgomery, Northampton, and Schuylkill.