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Are you in the market for a new or used auto loan or looking to refinance for a lower rate or better payment option? LVECU can help with competitive rates, flexible terms, and personalized service tailored to your needs. Take advantage of our pre-approval process for budget clarity before visiting the dealership.
Loan Details:
Borrow up to $125,000 per qualified borrower
Flexible loan terms from 36 to 120 months¹
Apply for pre-approval for negotiation advantage
Up to 100% financing
GAP Plus available
Mechanical Repair Coverage (MRC) available²
Less Stress Debt Protection available
No application fee
First-time borrower option available with maximum loan amount of $20,000
Easily apply through e-Tran Online Banking
Rates accurate as of December 5, 2025 and are subject to change without notice.
Up to $125,000
| Term | APR* as Low as | Monthly Payment |
|---|---|---|
| 36 Months | % | |
| 48 Months | % | |
| 60 Months | % | |
| 72 Months | % | |
| 84 Months | % | |
| 120 Months | % |
All payments quoted above based upon $1,000 borrowed. 120 Month term only for auto loans over $75,000.
Exceptions priced above regular auto loan rates by specified percentage:
Rates accurate as of December 5, 2025 and are subject to change without notice.
Up to $125,000
| Term | APR* as Low as | Monthly Payment |
|---|---|---|
| 36 Months | % | |
| 48 Months | % | |
| 60 Months | % | |
| 72 Months | % | |
| 84 Months | % | |
| 120 Months* | % |
All payments quoted above based upon $1,000 borrowed. 120 Month term only for auto loans over $75,000.
¹120 Month term only for auto loans over $75,000.
²Mechanical Repair Coverage (MRC) is available only at the time of loan application. It cannot be added after the loan is disbursed.
Qualifying for a loan depends on several factors including your credit history, income stability, and ability to repay.
Buying a car is a big decision. Consider your budget, how much you want to finance, and whether you can afford the payments and insurance. We suggest doing some homework first to be sure you're getting the best deal possible.
Yes, please contact the credit union for more information. Recreational Vehicle loans are priced 5.00% above New & Used Auto Loan rates.
Resources
Calculators
Estimate your monthly payment for a new or used auto loan with our convenient loan calculators
Enterprise
We are partnered with Enterprise Car Sales to offer a seamless purchase experience. Whether you’re buying or trading your vehicle with Enterprise, we’re here with financing options to fit your needs.
State National
Upload your current insurance policy declaration page, track insurance status, access insurance history, and find answers to frequently asked insurance inquiries.
