CHECKING

An account that offers simple features, no hidden fees, and easy access to your funds.

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share Draft Checking Account

Our share draft (checking) account provides you with the convenience and flexibility necessary for effective money management.

Account Features:

No minimum balance or monthly service fees
First order of checks free (Basic Style)
No fee per check
Free e-Statements or paper statements
Free overdraft protection from savings¹
Instant issue for Visa® Debit Cards is temporarily unavailable
Over 55,000 surcharge-free ATMs²
24/7 access with online & mobile banking
Free bill pay
Easily open through e-Tran Online Banking

Share draft checking Rate

Rate & Annual Percentage Yield (APY) accurate as of and are subject to change without notice. Fees may reduce earnings.

Share Type	Minimum Balance	Dividend Rate¹	APY**
Share Draft Checking	None	%	%

¹Dividends are credited to your account monthly.

¹Must have adequate funds in your overdraft savings account to cover overdraft. Talk to a credit union representative for details and restrictions.
²Look for the Allpoint logo. The ATM may display a surcharge fee screen. Accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge fee. Limit of 10 free transactions at an ATM per month, $1 each transaction over 10.

Common questions

No. However, our checking account is free and there are many benefits, such as a Free VISA® Debit Card, Free e-Tran Online and Mobile Banking, Free Bill Pay, and more.
You need to be 18 years or older to open a checking account. However, you can open one at 14 years old with a joint owner who is 18 or older.
There may be checks on hold that have been deposited, or Point-of-Sale transactions may be on hold until the actual transaction is processed.
If you have e-Tran online banking, you may print a copy of your cleared share draft check for free. For teller’s checks, or if you don’t have e-Tran you may stop by any branch or contact the call center. Please refer to our fee schedule for fee amounts.
You can visit either branch or contact the call center to order checks. You can also reorder checks through e-Tran®
Your checks will be mailed to you in 7-10 business days after we receive your order.

resources

Allpoint ATMs

Take advantage of over 55,000 plus nationwide surcharge-free ATMs. Use the ATM locator below or download the free Allpoint app today!

DEBIT CARDS

Experience convenience anytime, anywhere with our VISA® Debit Card. Perfect for on-the-go members, it offers hassle-free access to funds and speedy transactions, whether you're traveling or unable to visit the credit union.

Discover Our Debit Cards

Member Benefits

Special offers from reputable partners, designed exclusively for Lehigh Valley Educators Credit Union members like you.

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