Loan Rates


  • Auto Loans - New

    up to $125,000
    Term APR as low as Monthly Payment
    36 Months 1.99% $28.64
    48 Months 2.99% $22.14
    60 Months 3.19% $18.06
    72 Months 3.69% $15.51
    84 Months 3.99% $13.67
    120 Months* 6.44% $11.33
    All payments quoted above based upon $1,000 borrowed. Loans up to 115% of the value of the vehicle. Recreational vehicles are priced 5.00% higher than the credit union’s auto loan rates. *120 Month term only for auto loans over $75,000.
  • Auto Loans - Used

    up to $125,000
    Term APR as low as Monthly Payment
    36 Months 1.99% $28.64
    48 Months 2.99% $22.14
    60 Months 3.19% $18.06
    72 Months 3.69% $15.51
    84 Months 3.99% $13.67
    120 Months* 6.44% $11.33
    All payments quoted above based upon $1,000 borrowed. Loans up to 115% of the value of the vehicle. Recreational vehicles are priced 5.00% higher than the credit union’s auto loan rates. *120 Month term only for auto loans over $75,000.
  • Personal Line of Credit

    up to $10,000
    PLOC Rate Term APR as low as
    PLOC rate = prime + 7% changes monthly revolving 12.50%
    APR may vary
  • Unsecured Personal Loan

    up to $55,000
    Term APR as low as Monthly Payment
    36 Months 7.75% $31.22
    48 Months 8.00% $24.41
    60 Months 8.25% $20.40
    72 Months 11.69% $19.39
    84 Months 12.39% $12.86
    All payments quoted above based upon $1,000 borrowed.
  • Seasonal Loan

    Balance Term APR as low as Monthly Payment
    $500 to $2,500 12 months 3.99% $85.14
    Payment quoted above based upon $1,000 borrowed.
  • Share Secured Loan

    100% of share value
    Term APR as low as Monthly Payment
    Less than 60 months 3.20% $18.07
    61-120 months 3.70% $9.99
    All payments quoted above based on $1,000 borrowed.
  • Credit Cards

    Credit Type Terms Maximum APR
    Visa® Platinum
    1% cash back
    revolving $55,000 12.90%
    Visa® Prestige
    Variable rate = Prime + 3%
    (changes quarterly)
    revolving $55,000 8.50%
    Balance Transfer Rate = 6.25% apr, not valid on current LVECU credit card balances.
  • Home Equity Loans

    Fixed Rate Home Equity1

    Term APR as low as Monthly Payment
    36 months 3.59% $29.35
    60 months 3.89% $18.37
    120 months 4.29% $10.27
    180 months 4.59% $7.70
    240 months 5.18% $6.71
    All payments quoted above are based upon $1,000 borrowed. Rates based on $5,000 minimum.

    Home Equity Line of Credit1

    Term APR as low as Monthly Payment
    120 months 4.00% $10.11
    Minimum $5,000
    6 month intro rate = Prime - 2.50%
    Regular rate = Prime - 1.50%
    Rate floor = 4.00%

    APR may vary. Payment quoted above is based upon $1,000 borrowed.

    1Home equity fixed and line of credit requires a $50.00 government recording fee due at time of application. Home equity loans are limited to 85% of property value minus any existing liens. Loans are limited to 1 to 4 family, owner occupied or second homes which are residential properties. Loans are limited to Berks, Bucks, Carbon, Lehigh, Montgomery, Northampton, and Schuylkill. All Home Equity Loans require an appraisal. All Home Equity Loans require an appointment to apply.