Checking & Savings Rates


  • Share/Savings

    Share Type Min. Balance Dividend Rate Rate
    Regular Shares $5.00 0.20% 0.20%
    Holiday Shares $0.00 0.20% 0.20%
    Vacation Shares $0.00 0.20% 0.20%
    Share Draft/Checking $0.00 0.02% 0.02%
    IRA & Roth IRA's $0.00 0.40% 0.40%
    Alternate Shares $0.00 0.20% 0.20%
    Statement Savings $0.00 0.20% 0.20%
    Super Saver $0.00 0.20% 0.20%
    Dividends are credited to your account monthly. APY is subject to change monthly.
  • Share/IRA Certificate

    Term Dividend Rate APY**
    3 Months 0.50% 0.50%
    6 Months 0.90% 0.90%
    12 Months 1.74% 1.75%
    24 Months 2.08% 2.10%
    36 Months 2.28% 2.30%
    60 Months 2.76% 2.80%
    Minimum opening deposit is $500. Share certificates are term accounts and a penalty will be imposed for early withdrawal. APY is subject to change monthly.
  • Money Market

    Balance Tier Dividend Rate APY**
    $0 to $2,499.99 1st 0.00% 0.00%
    $2,500 to $9,999.99 2nd 0.25% 0.25%
    $10,000 to $24,999.99 3rd 0.30% 0.30%
    $25,000 to $49,999.99 4th 0.40% 0.40%
    $50,000 + 5th 0.50% 0.50%
    APY is subject to change weekly. Dividends are paid from the day of deposit to the day of withdrawal. Dividends are calculated on actual daily balances. If the daily balance falls below $2,500, no dividends are earned until the daily balance reaches $2,500. Dividends are compounded daily and paid monthly into Money Market shares. Once the particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.