3 Back-to-School Money Moves Educators Sometimes Miss

You already know you'll spend your own money on your classroom this year. What you may not know is that a few recent tax changes could put more of it back in your pocket — if you plan for them now.

1. The tax break for classroom spending just got better

For years, teachers could write off up to $300 of their own classroom spending on their taxes. For the 2026 tax year, that goes up to $350. But here's the new part most educators don't know yet: if you spend more than $350 on your classroom this year, you may now be able to write off the extra amount too. That's brand new for 2026. If you tend to spend a lot out of pocket, it's worth holding onto every receipt this year. It could mean real money back at tax time.

2. Coaches, this now includes you

If you coach a school sports team and buy your own gear or supplies, you likely couldn't claim this deduction before. That changed for 2026 — coaches and athletic directors may now qualify too if they meet certain criteria.

3. Crowdfunding isn't just for big projects

Platforms like DonorsChoose let you post specific classroom needs — even small ones — for community members and donors to fund directly. Many educators only think of using it for big-ticket items, but posting frequently for smaller needs (a case of markers, a classroom fan) often gets funded faster. Of course, don’t forget classroom wish lists on Amazon and other retail websites.

Start a simple list now — what you bought, how much it cost, and when — so you're not trying to remember it all when you file your taxes.