Other Loans

Credit Builder

A credit-builder loan is designed to help people who have poor credit or who have little or no credit history build credit. Credit-builder loans do not require good credit for approval. They do require that you have enough income to make payments. The amount you borrow is held in a credit union account while you make payments. Your payments are reported to the credit bureaus, Equifax, Experian and TransUnion. Because credit scores are calculated from information in your credit reports, on-time payments can have a big impact.

First Time Borrower

LVECU will consider lending to first-time borrowers. First-time borrowers are borrowers with little or no established credit and income to support the debt. The maximum loan amount offered will be $20,000.00 on Titled Vehicle Loans and $2,500.00 on Fixed Rate Unsecured Personal Loan/Variable Rate Personal Line of Credit and VISA®.

Share Secured Loan

Lehigh Valley Educators Credit Union offers share secured loans which allow you to use your credit union savings to borrow money at an attractive interest rate without liquidating your share savings account. A share secured loan is a great idea if you need money but don't want to deplete your savings. Share secured loans are offered at an exceptionally low rate.

Student Loans

Wherever you are in your higher education, get the money you need for school. Whether you’re an undergraduate, graduate student, or parent, get money for school from Sallie Mae®. Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

  • Competitive interest rates

  • Multiple repayment options

  • No origination fees; no prepayment penalty*

Smart Option Student Loan® for undergraduate students, Parent Loan, plus, a suite of graduate loans to pay for expenses included in your school's cost of attendance and designed for your specific degree.

Learn which loan is right for you.

*Although Sallie Mae does not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.