Chirp all about the great financial services LVECU can offer your family members and educational co-workers!
- FREE Checking
- FREE VISA® Debit Card
- 55,000 Nationwide Surcharge-FREE ATMs
- FREE Online Banking
- FREE Bill Pay
- FREE Mobile Banking
- FREE Check Deposit by Phone
- Great Loan Rates
- Member Benefits
- No Annual Fee VISA® Credit Cards
- Discount Movie Tickets
- VISA® Gift Cards…and more!
Visit our website at www.lvecu.org to join online* – it couldn’t be easier!
*If you are referred by a current member, enter their name in the comment section at the end of the new member online application. **Current members who refer a new member will be automatically entered into the Backyard Bird Oasis drawing. Or, you can enter by sending a 3” x 5” card with your name, address & phone number to: LVECU, Attn: Marketing, 3720 Hamilton Blvd, Allentown, PA 18103-4503. LVECU employees, board members, volunteers and their immediate family members not eligible for prize. ***Backyard Bird Oasis approx. value = $250.
It’s easy to get carried away when traveling, buying souvenirs, eating at restaurants and upgrading your flights and accommodations. But the last thing you want is to face a big bill when you get home.
Here are some tips for budgeting accordingly, no matter what type of vacation you’re planning.
Be realistic about what you can afford. Set expectations for your travel budget that are feasible and attainable. While splurging on travel can be tempting, it will only create financial stress after your bags are unpacked.
Start a dedicated travel fund. It’s easier to save when you have a specific destination and plan in mind. Think about where you want to go, research how much it costs and develop a consistent saving plan well in advance.
Create a trip budget. Use this free web-based Travel Calculator to calculate the cost of gas, lodging, food and more. It’s also available as a free iPhone app on iTunes.
Read more here.
Get a one-ring call? Don’t call back.
by Michael Atleson, Acting Assistant Director, Division of Consumer & Business Education
A while back, we warned you about the “one ring” scam. That’s when you get a phone call from a number you don’t know, and the call stops after just one ring. The scammer is hoping you’ll call back, because it’s really an international toll number and will appear as a charge on your phone bill — with most of the money going to the scammer. Well, the scam is back with a vengeance, and the FCC just issued a new advisory about it. Read the FCC’s advisory for more detail, but the advice from both agencies remains the same if you get one of these calls:
Don’t call back
Always check your phone bill for suspicious or unusual charges
Click here for more information.
Keep Your Phone Secrets Secret
by Tracy Curtis
Smartphones have gone from novelty items to hubs for communication, entertainment, travel, research, banking, navigation, and capturing it all for posterity. If you’re a person whose daily functioning and secrets are tied to your phone, make sure that only you can access it.
The easiest way to secure your phone is to always keep it with you. Most people have conditioned themselves to regularly check their phone throughout the day. The ability to remotely track, lock, or erase phones using the Find My Device or Find My iPhone apps makes your phone less attractive to thieves and generally less dangerous to lose.
Remote access technology helps only if you’ve turned on those features and added a security measure to get beyond your lock screen. Most phones allow you to set a passcode, PIN, or pattern. High end phones might let you choose fingerprints, irises, voices, or faces for phone access. Security experts generally recommend using a complex password rather than any kind of biometric confirmation.
Click here to read more.
Read to Succeed Summer Reading Program*
Spend your summer reading and get rewarded!
If you’re a school age member (5 to 17) living in Pennsylvania and you haven’t received your Read to Succeed mailer yet, click here to download a copy. Young members who meet the reading requirements will receive a $5 or $10 gift card to Barnes & Noble® Book Store! You must visit either office with your completed form between August 17th and 31st to receive your gift card.
*Open to LVECU account holders only.
This year’s National Credit Union Youth Month was celebrated in April with the theme “The Future is Yours. Picture it! Save for it! Share it!”.
Kirby members received double Kirby Credits, a DIY photo frame & were able to enter our Grand Prize drawing for a Polaroid™ camera with film. Claim Your Youth (CYY) members were able to enter our CYY quarterly drawing for $100 and our Grand Prize drawing for a HP Sprocket™ photo printer with photo paper. Congratulations to the following winners:
- KIRBY CLUB: Caitlin Mallory
- CYY: Nathan Ellis
- $100 QUARTERLY CYY DRAWING: Nathaniel Lam
GM & Shop American Discount
Founded by Educators for Educators®, Horace Mann is dedicated to helping educators and their families protect what’s important today and prepare for a successful tomorrow.
Products and services especially designed with educators in mind
Auto, home and life insurance, as well as retirement solutions with personalized service for all school employees
Educator rates and discounts on auto insurance and educator rates for life insurance
Auto and home insurance benefits and features customized for educators
Convenient payroll deduction available to pay auto and life insurance premiums
Solutions to the challenges educators face
Student Loan Solutions Workshop
DonorsChoose.org Workshop and Funding
Financial Success Workshop
State Teachers’ Retirement System Workshop (not available in Utah)