Newsletter-for-the-members-of-lehigh-valley-educators-credit-union-third-quarter-2019

Get On Board with our Free Checking account and enjoy lots of add-ons and upgrades!

  • First order of checks FREE1
  • FREE VISA® debit card (upon approval)
  • 55,000 nationwide surcharge-FREE ATMs2
  • FREE online banking

  • FREE paper or online statements
  • FREE check copies from e-Tran
  • FREE overdraft from savings3
  • FREE mobile banking

  • FREE remote deposit capture
  • NO minimum balance and NO monthly service fees
  • P2P (Person to Person) payment options

Open a Checking Account with a Debit Card and you will be automatically
entered into a drawing for one of five $100 Visa Gift Cards!*

Visit our website at www.lvecu.org to learn more!

1 Basic style only. 2Look for the Allpoint logo or use our ATM locator. The ATM may display a surcharge fee screen. Accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge fee. Limit of 10 free transactions at an ATM per month, $1 each transaction over 10. Point-of-sale transactions (non-ATM transactions) do not count as part of your 10. 3Regulation D limitations apply. Must have adequate funds in your overdraft savings account to cover overdraft. Talk to a credit union representative for details and restrictions. 4No credit report required for $500 Personal Line of Credit (PLOC). PLOC is a variable rate loan.

* No purchase necessary to enter, open to LVECU members only. 2nd share draft/checking accounts not eligible.

Send your name, address and phone number to: LVECU, Attn: Marketing/Checking Promotion, 3720 Hamilton Blvd., Allentown, PA 18103-4503.
LVECU employees, board members, volunteers and their immediate family members not eligible.

Offer expires 10/31/2019.


Congratulations to our Refer-A-Member drawing winner, Ashleah Tomasino. She referred a co-worker who joined LVECU and won a Backyard Bird Oasis.


If you’re like most people and didn’t save enough for the Holidays again this year, try a Holiday Loan from LVECU. With rates as low as 3.99% apr* for 12 months, you can borrow from $500 to $2,500 and stop stressing out about how to pay for everything on your list. 

*You pay $85.15 per month for every $1,000 borrowed. Not all applicants will qualify and your actual rate may vary. Rates subject to change.


Board of Directors Election 2020 ... Your Chance to Make a Difference!

Elections for the 2020 Board of Directors will be here before you know it. Make sure to let your voice be heard by voting for the credit union leaders who will work for you.

To become even more involved, you can contribute your time and talents by running for one of three board positions. Any member in good standing who would like to be nominated for the positions available may send a letter of introduction (100 words or less) to: Nomination Committee, c/o LVECU, 3720 Hamilton Blvd., Allentown, PA 18103. 

The deadline for receiving letters is November 30, 2019. Ballots and biographies will be mailed (if necessary) to all members age 12 and over after the close of nominations.

By a resolution of the Board of Directors, incumbent directors will be automatically re-nominated if they wish to run. The Nominating Committee may nominate one additional person for each position. Anyone not nominated by the committee may have his/her name added to the ballot for any position by submitting a nominating petition with the signatures of 25 LVECU members. Petitions are available at the LVECU Main Office.

Nominees must be members in good standing as defined by the following criteria: all entrance fees have been paid, all loans with the Credit Union are current, and the Credit Union has suffered no losses as a result of a charge-off or discharge in bankruptcy of any loans or obligations.



Visa® Travel Money Cards & Visa® Gift Cards Make Great Gifts!

Visa® Gift Cards

  • Can be used wherever Visa®is accepted

  • Cards are issued instantly

  • $2.50 fee when purchasing card

  • Can be funded for amounts from $10 to $1,000

  • Some restrictions apply

Visa® Travel Money Cards

  • Can be used at ATMs and most merchants

  • Cards are issued instantly

  • $3 fee when purchasing card

  • Can be funded for amounts from $100 to $5,000

  • Other fees and restrictions apply

For more information, click here.


Introducing SavvyMoney® Credit Score – An Online Financial Education Tool

LVECU is excited to introduce our new financial education tool, Credit Score, powered by SavvyMoney® Credit Score offers our members access to their credit score, full credit report, credit monitoring and money saving opportunities; all at no-cost to you through our convenient e-Tran online and mobile banking.

What you get

Credit Score helps you better understand the factors that make up your credit score, provides action items you can make to improve your score, and access to your full credit report and credit monitoring to help prevent identity theft.

You will also be offered ways on how to save money with LVECU, such as refinancing a loan from elsewhere at a lower interest rate. Lastly, Credit Score offers a myriad of financial education articles with topics ranging from creating a budget to best practices on paying off debt, all with the goal of improving your financial future.

How to sign up

Credit Score is quick and easy to sign up through e-Tran online and mobile banking. Learn more at lvecu.org/savvymoney-credit-score.

Sign up today and get on the right path to improving your finances.

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Kirby & Claim Your Youth Summer Reading Program & More

Our Summer Reading Program was a huge success once again. We had 127 Kirby and CYY members participate in the program this year by reading 124,736 pages and 757 books. Great work by all our young members!

Also, congratulations to credit union member Michael Fair, our 2nd quarter Claim Your Youth drawing winner. Michael received a $100 deposit. If you’re age 13-17, stop into the credit union and enter. 

Kids/Teen Clubs

KIRBY KANGAROO CLUB (AGE 12 & UNDER) – The holidays are almost here! Use your extra Kirby credits to purchase gifts for siblings or friends. We change our Kirby Merchandise every 3 months, so there’s always something new! Visit our website’s Kids/Teen Club page to see the latest items available for purchase.

CYY (AGE 13 TO 17) – Make sure you enter our quarterly drawing for $100 every time to stop by the credit union. You could be our next lucky winner, like Michael Fair, who won $100 last quarter. 


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International Credit Union Day: Local Service. Global Reach.

International Credit Union (ICU) Day® celebrates the spirit of the global credit union movement.

The day is recognized to reflect upon the credit union movement’s history, promote its achievements, recognize the hard work and share member experiences. International Credit Union (ICU) Day® has been celebrated on the third Thursday of October since 1948.

The ultimate goal is to raise awareness about the tremendous work that credit unions and other financial cooperatives are doing around the world and give members the opportunity to get more engaged. The day of festivities for credit unions and financial cooperatives globally include fundraisers, open houses, contests, picnics, volunteering and parades.

On October 17th join LVECU as we celebrate the 70th anniversary of International Credit Union Day by visiting either office to receive a FREE Reusable Thermal Grocery Bag! Limit one per member, while supplies last.


2020 Calendars will be available after Thanksgiving!


Giving Back

Help LVECU give back to the community & decorate our Christmas Tree by donating new winter hats, scarves, gloves, etc. through the month of December.

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2020 Scholarships

LVECU will be awarding ten $1,000 scholarships to members who will be full-time undergraduate students during the upcoming 2020-2021 school year. Applications will be available November 1, 2019 on our website or at either office.

 

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