Home Equity Loan applications require an appointment. Talk to a Member Service Representative for details.
*APR = Annual Percentage Rate. Rates based on an evaluation of your credit score and your actual rate may vary. Rates subject to change without notice and not all applicants will qualify. Other rates and terms available. Payment Example: A-tier credit rate of .99% APR, you pay $28.21 per month for every $1,000 financed. No LVECU loan refinance, coupons or discounts available with this offer. Offer expires 8/31/16.
**APR = Annual Percentage Rate. Rates based on an evaluation of your credit score and your actual rate may vary. Rates subject to change without notice and not all applicants will qualify. Other rates and terms available. Payment Example: A-tier credit rate of 2.75% APR, you pay $28.98 per month for every $1,000 financed. $50 government recording fee due at time of application. HE loans are limited to 85% of property value minus any existing liens. Loans are limited to 1 to 4 family, owner occupied or second homes which are residential properties. Loans are limited to Berks, Bucks, Carbon, Lehigh, Montgomery, Northampton and Schuylkill counties. An appraisal will be required at time of application at borrower’s expense for any amount over $50,000.00. Finance charges may be tax deductible, please consult your tax advisor. No LVECU loan refinance, coupons or discounts available with this offer. Offer expires 8/31/16.
†Government Recording and Appraisal fees waived for qualified applicants only. Fixed Home Equity Loans only, HELOC not eligible. See an MSR for details.
Dorney Park, LV Zoo, Movie Tickets, Crayola Experience, GM & Shop America Discount
Ages 2 and up, Discount Price $14.99 (Regular Admission $18.99)
Discount Dorney Park tickets are available to purchase at either office.
- Regular – $42.00 (Anyone 48” or taller in shoes – Regular Gate Price $57.00)
- Jr/Sr – $39.90 (Anyone age 3 or older, under 48” tall in shoes or anyone age 62 or older)
GM & Shop American Discount
Visit our Member Benefits page to access Shop America & GM Motors Discount.
Save $2.00 off the regular gate price.
- Adults $11.00 (Age 12 and over, Regular Gate Price $13.00)
- Children $9.00 (Ages 2-11
Regular Gate Price $11.00)
Children under 2 are free.
Discount movie tickets for Carmike are available at both offices. Not valid on special engagements or some 3D movies, some restrictions apply.
- Carmike – $8.00
For a complete list of member benefits, click here.
Guardians of the Galaxy Comic Helps Children Become Financial Super Heroes
Join the Guardians of the Galaxy in this exciting new comic about the importance of saving money and teaching kids about wants and needs.
The collector’s item financial literacy comic called Rocket’s Powerful Plan has a fast-paced plot where the characters learn the importance of saving and managing personal finances while defeating the evil Collector and Robo-Pests. The educational comic also features a mini-game activity worksheet, finance terms and more.
Click here for the full story.
This year’s National Credit Union Youth Month was celebrated in April with the theme “Credit Union Strong”.
We opened 19 new youth accounts and saw 268 youth members deposit a total of $50,919! Kirby members received double Kirby Credits & were able to enter our Grand Prize drawing for a Sports Gift Pack (over a $150 value). Claim Your Youth (CYY) members were able to enter our CYY quarterly drawing for $100 and our Grand Prize drawing for a fitbit flex®. Fruit Infusion Water Bottles were available for all members age 17 & under. Congratulations to the following winners:
$100 Quarterly CYY drawing
Young Adults 18 & Older ... Welcome to the Real World!
Whether you’ve just finished high school or college, you’re on to bigger and better things. And who better to help you get there than your credit union? At LVECU, we have the tools you need to get started:
- Free Checking
- Visa® Debit Cards
- Visa® Credit Cards
- Allpoint™ Surcharge-free ATM Network
- e-Tran Home Banking
- Smart Option Student Loans® by Sallie Mae® and more!
So, whether you need to manage your money on-campus or on your own, we’re here to help!
For more information, click here.
Read to Succeed Summer Reading Program
Spend your summer reading and get rewarded!
If you’re a school age member (5 to 17) and you haven’t received your Read to Succeed mailer yet, click here to download a copy. Young members who meet the reading requirements will receive a $5 or $10 gift card to Barnes & Noble® Book Store! You must visit either office with your completed form between August 13th & 31st to receive GC.
We held our Paper Shred Day on Saturday, April 30th at the main office from 9:30 a.m. to 12:00 p.m. There was a steady stream of cars using this opportunity to clean out desks and classrooms.
Tap Your Home’s Equity
by Quinn Buchanan / May 16th, 2016
If you need cash to remodel your kitchen or bath, a home equity loan or home equity line of credit (HELOC) might be your best bet.
These loans let you borrow money using the equity in your home as collateral. Unlike almost any other consumer loan type, the interest on a home equity loan or HELOC of $100,000 or less is likely to be tax-deductible ($50,000 if married filing separately).
With a home equity loan, you borrow a lump sum of money repayable over a fixed term, usually 5 to 15 years, giving you the security of a locked-in rate and a consistent monthly payment.
For the full story, click here.
Students: Crash Course in Personal Finance
College years are the time when many people establish financial habits that will carry them for the rest of their lives.
Pay attention to these items to get off on the right financial foot:
Spending plan: Get a clear idea about how much money is available for college expenses. Create a workable monthly spending plan that balances income, loans, and gifts with anticipated expenses.
Click here for the full story.