ATTENTION MEMBERS: ALL HOME EQUITY LOAN APPLICATIONS NOW REQUIRE AN APPOINTMENT. Please call and speak to a Member Service Representative for details or to make an appointment.

New Year’s Resolutions come and go all too quickly, but LVECU has one that’s easy to keep and will help you all year long – manage your debt and check your credit score!

Stop in to one of our offices and sit down with a Member Service Representative for your free credit report review.

Find out what your credit score is and how we can help you consolidate debt and lower your monthly payments.

We offer competitive rates on new and used auto loans, home equity loans, personal loans, credit cards and more. Use our online Loan Saver® tool before you visit to check out the potential savings for yourself.

No strings attached, no obligation and no hassle. Just call 610-820-0145, drop by or visit us online for current rates and more information, and let us help you start 2016 on the right foot.

Eligibility requirements apply. Rates are determined by an evaluation of the applicant’s credit. Some restrictions apply. Expires January 31, 2016.

Practical Money Skills for Life Honors Innovative Educators

Each month, Practical Money Skills for Life honors innovative educators who have found new and exciting ways to help children and adults gain financial literacy skills. Coming from all over the country and teaching throughout the grade levels and beyond, they’re our Innovative Educators.

We share their experience here to provide educators and students with good ideas for teaching and learning about money. Hopefully, you’ll find something inspirational in these stories that you can use in your own work. Click here for complete article.

Important Information About Your IRA

April 15, 2016 is the last day to make Traditional or Roth IRA deposits for the 2015 tax year. When mailing IRA deposits always indicate the tax year you would like the deposit contributed. Statements for IRA balances will be mailed by May 31, 2016.

Managing Stress in the Sandwich Generation

By Center for Personal Finance editors

Almost half (47%) of adults in their 40s and 50s belong to the sandwich generation – the population of middle-aged adults who are taking care of their children and at the same time providing some level of care or support to their elderly parents.

If you find yourself in this position, you’re probably finding that you’re constantly trying to do too much at once, with not enough money or the worry about the financial strain you know will come.

To learn more about managing your parents, your kids, and your sanity, click here.

Inclement Weather

Due to inclement weather, the credit union may adjust its hours of operation. Before heading out on the road, please call the credit union office, check the website, or log on to the WFMZ website for the most up-to-date closing information.

Congratulations Membership Drive and Pet Photo Contest Winners

Membership Drive $100 winners

  • Andrew Kelly
  • Mary Kelly
  • Melissa Macia
  • Kelly Luciano
  • Stacy Fritz
  • Wyatt Fritz

Pet Photo Contest winners

  • JoAnn and her horse Buster Brown
  • Melissa and her duck Waddles
  • JoAnn and her dog Muska
  • Lauren and her cat Stanley

2016 Scholarships

Applications now being accepted!

LVECU will once again be offering ten $1,000 scholarships! Applicants must be a member in good standing for at least 12 months (custodial accounts and joint owners do not qualify) and be enrolled full-time for the upcoming semester as a student of an undergraduate program, or a minimum two-year course of study at a community college, trade school, or technical school. Scholarship certificates will be awarded at the LVECU Annual Meeting on March 12, 2016 and the winners will receive their scholarship funds following the fall 2016 semester, provided they meet the scholarship guidelines. Please stop in to either office or visit our website for complete details and to pick up your application. Applications will be accepted through January 31, 2016.

CU Succeed (ages 13-17)

Congratulations to our $100 CU Succeed 3rd Quarter Drawing winner, Bryce Diehl. All you need to do is enter whenever you visit the credit union, and you could be our next $100 winner!

Annual Meeting Invitation

You are invited to attend the LVECU Annual Meeting.

The business meeting is an opportunity for you to voice your concerns, to ask questions, and let your opinion be heard. You are not only a member at LVECU, you are an owner.

To sign up, email or complete the reservation form and return it by March 4, 2016. A wonderful breakfast buffet will be provided. See you there! Please include the name(s) and the last 2 digits of the account number(s) of each member attending.

Remember, your participation is important for the growth and strength of the credit union movement.

Click here for a printable registration form.

Kirby Kangaroo Christmas Party (ages 10 and under)

We held our Kirby Kangaroo Christmas Party on Saturday, December 5th at Trexler Middle School. We had 200 children registered to attend and everyone enjoyed the festivities! Children received an activity bag, snacks and a present. They also had an opportunity to get their photo taken with Santa and Mrs. Claus and tell them what they wanted for Christmas. Thanks to all the credit union volunteers who took time out of their busy schedules to help. A very special thank you to Santa & Mrs. Claus for visiting us and leaving the elves in charge!

FAFSA: Before, During and After

It won’t be long now before the parents of high school students in the class of 2016 start the process of financing their children’s higher education. Completing the FAFSA can be a daunting task for families, but it doesn’t have to be.

Student Choice offers ongoing opportunities to educate college-bound students and their families about responsible ways to pay for college.

Student Choice will offer a FREE national webinar on January 20, 2016. Their College Access Counselor, Patricia Poplicean, will take students and parents through each step of completing the FAFSA – their gateway to FREE financial aid. The webinar will be offered at 1:00 and 6:00 p.m. EST and is one of a quarterly series of national webinars hosted by Poplicean.

The presentation will highlight:

  • The latest Federal updates
  • What is the FAFSA?
  • How to prepare for the FAFSA
  • Tips on completing the FAFSA
  • What happens next?

To attend, click here.

Giving Back

Thank you to everyone who donated to ALS, Krysta Hankee Memorial Fund, Girls on the Run of the Lehigh Valley & thanks for helping us decorate our Christmas Trees with winter gear for homeless families in the Lehigh Valley.