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*APR = Annual Percentage Rate. 2.39% APR for 12 months after disbursement. Rates subject to change without notice and not all applicants will qualify. Introductory rate adjusts to the current HELOC rate after 12 months to equal Prime – 1.50% APR, with a floor of 4.00% APR. Current Rate Payment Example: you pay $10.11 per month for every $1,000 financed. $50 government recording fee due at time of application. HE Loans are limited to 85% of property value minus any existing liens. Loans are limited to one-to-four family, owner-occupied or second homes which are residential properties. Loans are limited to Berks, Bucks, Carbon, Lehigh, Montgomery, Northampton and Schuylkill counties. An appraisal may be required at time of application at borrower’s expense and any amount over $200,000 must have an appraisal completed. Offer valid March-May 2015.

Loan Saver

Want to see how much money LVECU can save you? Click here and compare the loans you have at other financial institutions with LVECU’s low rates and see the potential savings instantly! No obligation and no personal information collected unless you “Request a Savings Proposal”.


First Mortgages Are Back!

First Mortgages Are Back!LVECU is proud to announce our new partnership with CUSO Mortgage, Inc! CUSO’s friendly and knowledgeable mortgage consultants will help you find the home loan that’s right for you.

  • Competitive Rates
  • Purchase or refinance
  • 24/7 direct mortgage online application process
  • Pre-approval in minutes
  • Specialized mortgage products

Talk to one of their expert loan consultants today!
Call 1-888-879-0561.


CU Succeed Is Now Claim Your Youth (CYY)

Members age 13-17 are now part of Claim Your Youth. As part of CYY, you can still enter our quarterly drawing for a chance to win $100, like Amy Sanders did last quarter. Just fill out an entry blank every time you visit the credit union.

Visit our Kids/Teens page and click on the Claim Your Youth link to get your financial questions answered, like:

  • When should I start saving?
  • What is an interest rate?
  • How do I buy my first car?
  • …and more!

Wild About SavingNational Credit Union Youth Month
April 1st - 30th • Open to members age 17 & younger

This April, youth can take a walk on the wild side at the credit union. Whether they’ve been to the jungle or not, the call of the wild is enticing to youth of all ages. This year, they can check out the credit union’s financial menagerie without a trip to the banking zoo.

During the month of April, youth will have the opportunity to go on safari at the credit union as LVECU celebrates National Credit Union Youth Month™. This year’s theme, “Wild About Saving™” encourages youth to use resources available at the credit union to help them cut their way through the jungle of financial responsibility. Before long, they’ll be leading their own savings safari.

So stop by LVECU and get in on the action at our Youth Month events:

The Month of April Kirby Club Members
(ages 12 & under) can:

  • Receive Double Kirby Credits for Deposits*
  • Color the NCUYM Coloring Page to help decorate the credit union
  • Visit the credit union and receive a Jungle Goodie Bag
  • New Accounts** get a Free Flying Monkey while supplies last
  • Enter to win the NCUYM Grand Prize of a Lehigh Valley Zoo Prize Package!***

The Month of April CYY Members
(ages 13-17) can:

  • Enter to win the $100 Quarterly Drawing
  • Enter to win the NCUYM Grand Prize of a Lehigh Valley Zoo Prize Package!***

Plus, 4 more lucky winners will receive passes to the LV Zoo
and 1 of the plush monkeys on display in our offices!

Bring your zoologists into LVECU and get them wild about saving!

Copyright 2015 Credit Union National Association Inc. Information subject to
change without notice. For use with members of a single credit union.
All other rights reserved.
* Maximum 20 credits per deposit/visit.
** Must be a new account, second accounts not eligible.
*** $250 approximate value. See a Teller or MSR for Entry Blank.
LVECU employees, volunteers and immediate family members
are not eligible for drawings.

Announcing the 2015 Scholarship Winners!

This is the 14th year LVECU has offered scholarships to our young members who are continuing their education. Once again, we awarded ten $1,000 scholarships. Since the program’s inception, we have awarded $135,000 in scholarships.

Scholarship Winners

In order to be eligible for a scholarship, applicants needed to complete an application, write an essay, have a GPA of at least 2.75, participate in extra curricular activities or community service and include a letter of recommendation. We had many qualified applicants and the Scholarship Committee had a difficult time choosing the 10 winners.

We would like to congratulate the following recipients:

Ashleigh Albert – Ashleigh is a senior at Parkland High School. She is planning on studying Journalism and French in college and is undecided where she will attend.

Michael Buss – Michael will be graduating from William Allen High School in the spring. He plans on majoring in Mechanical Engineering and minoring in Aerospace Engineering and has not yet decided on a college.

Marisa Butillo – Marisa is a senior at Salisbury High School and is undecided where she will attend college. She plans on majoring in Biochemistry.

Connor Bydlon – Connor was a 2013 graduate of Allentown Central Catholic High School and is currently attending the University of Delaware. He is studying Mechanical Engineering.

Rachel Fegely – Rachel will be graduating from Kutztown Area High School in the spring and is planning on attending Penn State-Berks. She will be a Speech Pathology major with a minor in Business.

Luke Garner – Luke graduated from Catasauqua High School in 2012 and is attending East Stroudsburg University. He is a Secondary Education major with a concentration in History.

Colleen Korp – Colleen was a 2011 graduate of Parkland High School and is in her 4th year of a 5 year Architecture program at Philadelphia University. She is minoring in Historic Preservation.

Haley Krueger – Haley will be graduating from Fleetwood Area High School this year and plans on attending Cedar Crest College. She will major in Biology & Pre-Medicine with a minor in Global Diseases.

Zachary Moll – Zachary is a senior at Northern Lehigh High School and plans to attend Penn State University. He will be studying Mechanical Engineering with a minor in Business.

Evan Quinter – Evan will be graduating from William Allen High School in the spring and has not decided where he will attend college. He plans on majoring in Chemistry with a minor in Earth Sciences.

Good luck to all our scholarship winners and all LVECU’s recent graduates.

EMV Chip Card Technology Coming to LVECU in 2015!

EMV Chip CardDue to increased data breaches at major retailers, LVECU will soon be re-issuing all LVECU debit cards with the latest EMV Chip Technology. Chip card technology is here and major retailers have already started to upgrade their payment terminals. This new technology will revolutionize the card payment industry.

The magnetic-striped credit and debit cards that you use today contain “static” data, or payment data that does not change. The data stored in the magnetic stripe includes your 16-digit card account number, expiration date and 3-digit security code (CVC). Chip cards contain the same data and more. Each purchase or transaction that you make generates “dynamic” or unique data that is encoded in a safe mode. EMV helps protect you even
if your card or card data is lost or stolen. The technology protects against the creation of counterfeit cards because the “dynamic” data is only good for a single purchase or use, and changes with each new purchase. Chip cards do not address online or card-not-present transactions. However, they are much more secure than magnetic strip cards.

LVECU has started the change-over process and will be issuing chip enabled debit cards beginning in 2015. All LVECU debit cardholders will automatically receive the new cards as soon as they become available. All LVECU credit cards will begin the change-over at a later date in 2015.

For complete article, click here.

Attention Kirby Club Members!

Don’t forget to stop into either office anytime during your Birthday Month to
receive a special treat from LVECU!

Annual Meeting

Our annual meeting was held on Saturday, March 14th at Parkland High School. We had a wonderful turnout with just over 170 members in attendance. A report portfolio of our continued solvency and growth was given to members for review (Click here for Board of Directors Annual Report). Eugenia Emert, Nominating Committee Chairperson and board secretary cast a ballot for the election. Robert Bold, Daniel Joseph and Ryan VanNorman were elected to the Board of Directors for a three year term.

Scholarship winners were recognized for their outstanding achievements and we enjoyed a wonderful performance by Skylar, a Parkland High School freshman. There was a variety of fruit and breakfast pastries to snack on, as well as a full breakfast of french toast, eggs, bacon, sausage, hash browns and more. The morning wrapped up with a raffle of over 40 door prizes. We would like to extend a special thank you to Ms. Lori Seier and the Parkland High School cafeteria staff for the great service, and Mark Stutz, PHS Art Director for coordinating the entertainment.

Free Shred & Electronic Recycling Day*

  • Members Only
  • Free Electronic Recycling
  • Free Document Shredding
  • Free On-Site Hard Drive Shredding
  • Saturday, May 30th, 9 a.m. to 12 p.m.
  • LVECU, 3720 Hamilton Blvd., Allentown, PA

Click here for complete listing of free & acceptable items. Some items may require a fee which is the member’s responsibility (cash or check only).

*Some restrictions apply.

2015 Late Opening on Wednesdays

Beginning in January 2015, LVECU adjusted its hours of operation and is now opening at 10:00 am on Wednesdays for training purposes. Think of it as an LVECU in-service!

Upcoming Events and Closings