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Announcing the 2013 Scholarship Winners!

This is the 13th year LVECU has offered scholarships to our young members who are continuing their education. Once again, we awarded ten $1,000 scholarships. Since the program’s inception, we have awarded $115,000 in scholarships.

Scholarship Winners

In order to be eligible for a scholarship, applicants needed to complete an application, write an essay, have a GPA of at least 2.75, participate in extra curricular activities or community service and include a letter of recommendation. We had many qualified applicants and the Scholarship Committee had a difficult time choosing the 10 winners.

We would like to congratulate the following recipients:

Casey Anthony – Casey will be graduating from Southern Lehigh High School this year. She plans to major in Elementary Education and is undecided on her college choice at this time.

Joshua Barna – Joshua will be graduating from Parkland High School in spring and plans on attending Bucknell University. He will major in Geoscience.

Justin Bass – Justin is a 2012 graduate of Catasauqua High School and is currently attending Penn State University-Berks Campus. He is a Nuclear Engineering major.

Lydia Brough – Lydia is a 2012 graduate of Emmaus High School and is also attending Penn State University. She is majoring in Mechanical Engineering with a minor in Spanish.

Kathryn Domyan – Kathryn graduated from Emmaus High School in 2012 and is currently attending Susquehanna University. She is a Music Education major.

Anthony Khoury – Anthony is a 2011 graduate of Parkland High School and is attending Penn State University-Berks Campus. He is majoring in Mathematics and Secondary Education with a minor in Spanish.

Taylor Krause – Taylor will be graduating from Parkland High School in the spring and plans on attending Penn State University, where she will major in Elementary Education.

Joelle Smith – Joelle graduated from Southern Lehigh High School in 2012 and is attending the University of Pittsburgh. She is an English/Non-Fiction Writing major.

Emily Wetzel-Ulrich – Emily is a graduate of Wm. Allen High School and is currently attending Temple University. She is a major in their Mathematics with Teaching program.

Brady Yocum – Brady will be graduating from Wm. Allen High School in 2013 and plans to attend DeSales University. He will be entering their Physician’s Assistant program.

Savings SleuthNational Credit Union Youth Week
April 22nd - 27th • Open to members age 17 & younger

Be a Credit Union Super Sleuth and Solve the Mystery!

What kid wouldn’t want to throw on a trench coat, dust off an old magnifying glass and slap on a play mustache to become a detective for a day? Children everywhere are intrigued by the thrill of mysteries and the detectives who solve them. Little do these kids know they also have the ability to tap into detective mode by investigating ways to save and becoming a credit union savings sleuth during the month of April at LVECU.

Introducing children to their inner savings sleuth will help lead them down the path of saving. Visit LVECU during the month of April and help us celebrate National Credit Union Youth Week?. This year's theme, “Savings Sleuth, Solve the Mystery?” shows youth and teens how LVECU can help them use their own instincts and credit union resources to meet financial goals.

Whatever young sleuths are saving for, we can give them the clues they need to investigate ways to save. Through a series of activities, the young savings sleuths in your life will uncover the mystery of saving.

So stop by and get in on the action at our NCUYW events:

The Month of April Kirby Club Members can:

  • Receive *Double Kirby Credits for Deposits
  • Color the **NCUYW Coloring Page to Receive
    a Free Kirby Credit (click here)
  • Complete the 4 Savings Sleuth Activity Pages
    for a Free Gift
  • Get a Free Stick-on Mustache & Mustache Lollipop
  • Enter to Win the NCUYW Grand Prize***

The Month of April CU Succeed Members Can:

  • Enter to Win the $100 Quarterly Drawing
  • Complete the 4 Savings Sleuth Activity Pages
    to Receive a Free Gift
  • Get a Free Stick-on Mustache& Mustache Lollipop
  • Enter to Win the NCUYW Grand Prize***



Be a Credit Union Super Sleuth and Solve the Mystery!Savings Sleuth Activity Pages: School-age children can click here, go to and click on the NCUYW banner, or visit either office to get their activity pages. Complete all 4 pages and return them to the credit union during the month of April to receive a free gift and 5 bonus entries into the grand prize drawing. There are pages available for elementary school-age children and middle to high school-age teens. Limit one giveaway per member while supplies last.

Free Coin CountingGrand Prize Drawing: Children 17 & under can enter our NCUYW drawing for a chance to win.
Age 5 & Under – Blues Clues DVD Set, Clue Jr. Game, Magnifying Glass, I Spy Board Game
Ages 6 to 12 – Spy Gear Walkie Talkies, Lazer Tripwire & Night Scope, Clue Board Game, Fingerprint Kit
Ages 13 to 17 – $10 Barnes & Nobles GC, $10 Target GC, $10 Dunkin’ Donuts GC, 2 Movie Passes

CU Succeed members, don’t forget to enter our quarterly drawing for $100. Last quarter’s winner, Jahir Cedeno, received a $100 deposit by just entering his name!

*Maximum 20 credits per deposit/visit.
** Pages also available at (click the NCUYW banner) & in office.
***See a Teller or MSR for Entry Blanks. LVECU employees, volunteers, and immediate family members not eligible for drawings.

Annual Meeting

Our annual meeting was held on Saturday, February 23rd at Parkland High School. We had a wonderful turnout with just under 200 members in attendance. A report portfolio of our continued solvency and growth was given to members for review (see Board of Directors Annual Report). Eugenie Emert, Nominating Committee Chairperson and board secretary, cast a ballot for the election. William Killgore, Sr. was elected to the Supervisory Committee for a term of three years. William Ayers, Carmen Riola & Daniel Weaver were elected to the Board of Directors for a three year term.

Scholarship winners were recognized for their outstanding achievements and we enjoyed a wonderful performance by the Parkland High School Percussion Ensemble. There was a variety of fruit and breakfast pastries to snack on, as well as a full breakfast of waffles, eggs, bacon, sausage, hash browns and more. The morning wrapped up with a raffle of over 30 door prizes. We would like to extend a special thank you to Mr. Todd Holmes and the Parkland High School cafeteria staff for the great service, and Mark Stutz, PHS Art Director for coordinating the entertainment.

Attention e-Tran Users

We will be upgrading our Multi-Factor Authentication Server (MFA) in the near future. The MFA server is utilized when you sign on to e-Tran. It provides you with your security picture, phrase and challenge questions. If you have not chosen the option to “remember this computer”, you will always be challenged with a security question. With most upgrades, users are unaware of any changes and the log on process is seamless. This upgrade will challenge all users the first time they connect to our new server. If you do not remember the answer to your challenge question, it is recommended that you review your security information by April 15, 2013, including the answers to your challenge questions. If you do not remember the answers to your challenge questions you may get locked out of e-Tran. If this occurs, please contact the credit union and we can reset your account. If you log on and receive a “Server Error” message or continue to get challenged, please clear your cookies and delete the browser history item for logging into e-Tran. Log on to e-Tran via Once a successful connection has been established, you can re-add and save the e-Tran login page as a favorite.

College CostsHouseholds Cut Back on College Costs
by Center for Personal Finance editors

Families hit with the growing cost of higher education are taking steps to cut college costs, with students contributing more to the bill while parents contribute less, according to Sallie Mae's 2012 National Study of College Students and Parents.

College CostsThe study, conducted by Ipsos Public Affairs, has been conducted annually since 2008. Of the total costs of college for the typical family, grants and scholarships account for 29%; parent income and savings, 28%; student borrowing, 18%; student income and savings, 12%; parent borrowing, 9%; and relatives and friends, 4%. (click for full story)

Smart ShoppingSmart Shopping, Smart Savings

You've been saving for months for a 16GB iPod Nano. Your discipline has been heroic. No fast food. No video arcade. No reckless spending of any kind. At last, you're ready to buy.

First, take $40 from your savings and feed it into a paper shredder.

Wait...What?!? (click here for full story, games & activities)

Visa® TravelMoney® Card

The Visa® TravelMoney® card is a prepaid card branded with the Visa logo, meaning you can spend up to the card value anywhere Visa debit cards are accepted, including stores, online, over the phone, and via mail. You can also get cash at Visa/PLUS ATMs worldwide. Each time you make a purchase, the purchase amount is automatically deducted from the card. Great to use when traveling instead of Traveler’s Checks! Cards can be reloaded where the cards were purchased, online, or by phone. Use cash, funds from your bank account, credit or debit card to reload your card.

  • Visa® TravelMoney® CardBranded with the Visa logo and accepted at over 25 million Visa locations worldwide.
  • In addition to carrying the Visa logo, the TravelMoney® card also supports the Plus and Interlink networks.
  • Use at ATMs to withdraw cash and at merchants that accept pin-based POS transactions.
  • Cards are instantly issued. There is a $3.00 fee when purchasing the card and additional fees for reloading.
  • You can receive transaction information, change PINs, check balances, and fund the card at
  • Risk-free: The card can be funded with a checking or savings account,
    but is NOT linked to your accounts.
  • Can be funded for amounts from $100 to $5,000.
  • Card carries a 24 month expiration date.

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