Loans | Savings | Certificates | Money Market
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Current Loan Rates are as of August 1, 2008.
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Loan rates are subject to change without notice.
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| Loan Calculator |
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Loans
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Rate
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APR*
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Term |
Payment based on $1000 borrowed
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Fixed Rate Home Equity
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| (rates based on 5,000.00 minimum) |
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| Fixed Rate Home Equity |
5.25
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5.25
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36
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$30.09 |
| Fixed Rate Home Equity |
5.50
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5.50
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60 |
$19.11 |
| Fixed Rate Home Equity |
6.25
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6.25
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120 |
$11.23 |
| Fixed Rate Home Equity |
6.84
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6.84
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180 |
$8.87 |
| Fixed Rate Home Equity |
6.99
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6.99
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240 |
$7.71 |
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Variable Home Equity Line of Credit
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| - $5000-$200,000 |
4.00
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4.00
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120 |
$10.11 |
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| New Car Purchase |
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| - Up to $60,000.00 |
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| New Car Purchase - Up to $60,000.00 |
4.49
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4.49
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36 |
$29.75 |
| New Car Purchase - Up to $60,000.00 |
6.04
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6.04
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48 |
$23.51 |
| New Car Purchase - Up to $60,000.00 |
6.39
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6.39
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60 |
$19.52 |
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New Car Purchase - Up to $60,000.00
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6.99
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6.99
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72 |
$17.05 |
| New Car Purchase - Up to $60,000.00 |
7.49
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7.49
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84 |
$15.34 |
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Used Car Purcahse
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- Up to $60,000.00
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Used Car Purchase - Up to $60,000.00
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4.49
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4.49
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36
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$29.75
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Used Car Purchase - Up to $60,000.00
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6.04
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6.04
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48
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$23.51
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| Used Car Purchase - Up to $60,000.00 |
6.39
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6.39
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60
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$19.52
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| Used Car Purchase - Up to $60,000.00 |
6.99
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6.99
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72
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$17.05 |
| Used Car Purchase - Up to $60,000.00 |
7.49
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7.49
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84 |
$15.34 |
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| **Personal Line of Credit |
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| - Up to $10,000 |
10.00
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10.00
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| Unsecured Personal |
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| Unsecured Personal - Up to $20,000 |
10.59
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10.59
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36 |
$32.54 |
| Unsecured Personal - Up to $20,000 |
11.29
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11.29 |
48 |
$25.99 |
| Unsecured Personal - Up to $20,000 |
11.99
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11.99
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60 |
$22.24
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| Unsecured Personal - Up to $20,000 |
12.69
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12.69
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72 |
$19.92 |
| Unsecured Personal - Up to $20,000 |
13.39
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13.39 |
84
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$18.42
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| Seasonal Loan |
5.99
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5.99
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12 |
$86.07
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| Share Secured - 95% of Share Value |
4.99
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4.99
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120
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$10.61
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* APR = Annual Percentage Rate
** APR may vary on all our Line of Credit Loans
*** The maximum APR for a variable rate plan is 18%
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Home Equity loans are limited to 90% of property value minus any existing liens. Loans are limited to 1 to 4 family, owner occupied, residential properties. Loans are limited to real estate located in the following counties:
BERKS, BUCKS, CARBON, LEHIGH, MONTGOMERY, NORTHAMPTON, SCHUYLKILL
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Current Share Dividend Rates are as of August 1, 2008.
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| Share dividend rates are subject to change without notice. |
| Share dividends are credited to your account monthly. |
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Certificates
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Dividend Rate
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APY*
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Term
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3 Month Share/IRA Certificate $500+
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2.57
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2.60
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3
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6 Month Share/IRA Certificate $500+
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3.01
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3.05
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6
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12 Month** Share/IRA Certificate $500 +
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3.35
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3.40
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12
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24 Month** Share/IRA Certificate $500 +
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3.54
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3.60
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24
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36 Month** Share/IRA Certificate $500 +
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3.83
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3.90
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36
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60 Month Share/IRA Certificate $500 +
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4.17
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4.25
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60
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*APY = Annual Percentage Yield
**Step-Up Certificate available for 12, 24 & 36 month, same rate.
Annual percentage yield is subject to change monthly.
Share Certificates are term accounts and a penalty will or may be imposed for early withdrawal.
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Money Market - (Coming Soon ~ August 2008)
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Dividend Rate
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APY*
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Tier 1 - $0 to $2,499.99
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0.00
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0.00
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Tier 2 - $2,500.00 to $9,999.99
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1.39
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1.40
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Tier 3 - $10,000.00 to $24,999.99
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1.94
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1.95
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Tier 4 - $25,000.00 to $49,999.99
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2.22
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2.25
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Tier 5 - 50,000 +
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2.42
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2.50
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*APY = Annual Percentage Yield
Annual percentage yield is subject to change weekly.
Dividends: Day of deposit to the day of withdrawal. Dividends are calculated on actual daily balances. If the daily balance falls below $2,500, no dividends are earned until the daily balance reaches $2,500. Dividends are compounded daily and paid monthly into Money Market Shares. Once the particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
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