Lehigh Valley Educators Credit Union
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LVECU has been offering loans to our membership for over 80 years...
Credit Union loans really do make a difference!

Applying for loans is simple, fast, and easy. In fact, most loans are turned around within 24 to 48 hours. The following lending services are available to assist you in applying for a loan: 

LVECU offers a variety of consumer and home equity loans to meet your needs.
Click on the type of loan you are interested in to learn more!

Credit Insurance provided through CUNA Mutual Group is available to protect your loan in the event of a disability or death. Ask a credit union member service representative for details.

Click here to learn about Gap Insurance, which can protect you against financial loss.



Do I have to be a member to apply for a loan?
No. You can apply for a loan as a non-member. If you are approved for the loan and wish to proceed, you must then join the credit union.

How do I apply for a loan?

In addition to being able to come into an LVECU location to complete an application, you have the option to apply online through our website. For questions, contact the call center at 610-820-0145.


How long is the loan approval process?

Our goal is to process your loan request as quickly as possible. LVECU strives to get all members a loan response within 24 hours from the time you submit your application. Loan closings can usually occur within a week.


Can I have a loan with LVECU even if I live out of state?
Yes, all consumer loans are available to our members in the U.S. However, mortgages and home equity loans are limited to property located in the Berks, Bucks, Carbon, Lehigh, Montgomery, Northampton, and Schuylkill Counties. Contact us for details.


What credit bureau does LVECU use to determine loan approvals?



If I am approved for a loan, am I obligated to take the loan?

No. Your loan approval is good for 30 days. If you do not accept the loan within this time, you will need to reapply.


If I am denied, will it affect my credit report?

Although a denial will not directly affect your credit report, your report will indicate that LVECU inquired about your credit. If you have a large number of inquires within a short period of time, it can negatively affect your credit score.



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